 What
would you do if a legal judgment against you was greater
than your primary insurance limits?
Everyday
you hear about high dollar judgments that have been awarded
to injured parties. Accidents are bound to happen and today's
litigious society paves the way for many additional high
dollar lawsuits. A legal judgment against you, that is more
than your primary insurance limits, could leave you in a
financial bind for the rest of your life.
Take
for Instance:
You
are late for work and run a red light. As a result, your
car hits a school bus and several young passengers are injured.
One of the passengers is a 13-year old who suffers severe
brain damage.
The
family of the 13-year old sues you and receives a judgment
for $750,000. Your primary automobile insurance coverage
limit is $300,000. who pays the remaining $450,000? You
do!
This
Type of Judgment Could Involve Attachments to Assets Like
Your:
-
Home
-
Paycheck
-
Savings
Accounts
-
Stocks
-
Bonds
-
Mutual
Funds
-
Car
-
Boat
-
Many
more!
ANPAC's
Personal Umbrella Policy Provides:
Up
to $5 million additional financial protection for your family
over your primary limits includes:
-
Bodily
Injury
-
Property
Damage
-
Libel
-
Slander
-
Wrongful
Eviction
-
Defamation
of Character
Minimum
Primary Limits Required:
Automobile
Liability -
*
$250,000/500,000 - Bodily Injury and
* $100,000 Property Damage
*
$300,000 - Comprehensive Personal
* Liability and Homeowners
*
$500,000 - Farmers Comprehensive Liability
*
$300,000 Watercraft Liability
Rental
Owners Liability -
*
$300,000 - up to 10 locations (not to exceed
* 4 units per location, total
of 20 units
*
Requirements may vary by state.
This
website represents only an outline of the coverages provided
and
may not be available in all states. Please refer to the
policy for specific wording and any applicable exclusions.
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